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Employ Now, Pay Later

The workforce you need today.
The invoice on your terms.

As standard, MyGig charges when payroll runs, once the shift is done and the timesheet approved. But a busy week should never have to wait for your cash flow, so Employ Now, Pay Later lets you defer settlement instead: MyGig pays every worker the day after their shift and funds the gap until your invoice falls due.

The cost is estimated upfront when you create shifts and book workers, with our flat 15% service fee included. No surprises when the invoice arrives, because you saw the number before you booked.

Get started freeTalk to us about terms
Operating credentials
Why it matters

Labour is your biggest cost. It shouldn’t be your biggest cash-flow problem.

Scale into demand

Take the big order, staff the big event. Headcount stops being limited by this week’s bank balance.

Workers never wait

We fund the gap. Workers are paid the day after every shift whether you settle on payroll run or defer, which keeps the best people coming back to your shifts.

One clean invoice

Wages, on-costs, and the flat 15% fee, itemised line by line, on payment terms that fit how your business actually operates.

Employ Now, Pay Later

Staff up now.
Settle the invoice later.

Workers get paid the day after every shift, and by default you settle as soon as payroll runs. When you would rather hold the cash longer, Employ Now, Pay Later defers settlement to 3, 7, 14, 30 or 60 days for a financing fee, so a busy week never has to wait for your cash flow.

  • Workers paid next day - by us, not you
  • Defer settlement up to 60 days, or pay on approval as standard
  • Cost estimated upfront when you book - no surprises
Talk to us about payment terms
How payment works

Paid on approval by default. Deferred if you want it.

As standard, MyGig charges when payroll runs: the shift finishes, you approve the timesheet, and the invoice settles. Nothing is deferred and there is no financing fee. Employ Now, Pay Later is the option you add on top when you would rather hold the cash longer.

DefaultOn payroll runNo financing feeEvery account starts here. Payment is taken as soon as payroll runs for an approved timesheet, so the workers are paid and the invoice is closed in the same cycle. You already saw every number before booking, and nothing is added afterwards.

Want longer? Five deferred terms.

Each one carries a financing fee, because MyGig has already paid the workers and is funding the gap until you settle. The fee accrues for every day the payment is deferred, is calculated on the invoice value, and appears as its own line. It is never buried in the hourly rate, and it never changes the flat 15% service fee.

Short3 daysFinancing fee, quoted per accountA few days of breathing room over a weekend or a pay cycle, for the smallest carrying cost.
Weekly7 daysFinancing fee, quoted per accountA week to settle, so labour cost lands after the trading week it belongs to.
Extended14 daysFinancing fee, quoted per accountA fortnight of room for businesses whose own customers pay fortnightly. Available on approval.
Aligned30 daysFinancing fee, quoted per accountMatch your labour cost to standard B2B receivable terms: your customers pay you at 30 days, so you pay us at 30 too. Subject to credit approval.
Growth60 daysFinancing fee, quoted per accountMaximum runway for seasonal peaks and big contracts: staff the surge now, settle after your own invoices clear. Subject to credit approval and limits.

Deferred terms are optional. Financing fees accrue per day deferred on the invoice value, are quoted per account based on the term, volume and credit profile, and appear as their own line on the invoice, separate from and additional to the flat 15% service fee. Deferred terms are subject to credit approval and may carry account limits. Workers are always paid the day after their shift whichever option you choose: MyGig funds the gap. Talk to us for a terms quote.

Staff up now.

Book the workers you need this week and settle on terms. Talk to us about eligibility.

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